Click below for legal information that can help you.
There are 14 resources
When You Have Unpaid Consumer Bills
Information about things you can do if you can't pay personal or family debts. (An excerpt from the Unpaid Consumer Bills booklet.)
By: Legal Aid Services of Oregon
Read this in:
Spanish / Espaņol
Collection Agencies
Information about what collection agencies can and can't do when collecting a bill. (An excerpt from the Unpaid Consumer Bills booklet.)
By: Legal Aid Services of Oregon
Read this in:
Spanish / Espaņol
Fair Debt Collection
(Separate Website)
Information about federal debt collection laws.
By: Federal Trade Commission
Read this in:
Spanish / Espaņol
Repossession
Information about when a creditor can take your property for an unpaid bill. (An exceprt from the Unpaid Consumer Bill booklet.)
By: Legal Aid Services of Oregon
Read this in:
Spanish / Espaņol
If a Creditor Takes You to Court for Unpaid Bills
An excerpt from the Unpaid Consumer Bills booklet.
By: Legal Aid Services of Oregon
Read this in:
Spanish / Espaņol
After the Creditor Takes You to Court - Collection & Garnishment
Information about how judgments can be collected. (An excerpt from the Unpaid Consumer Bills booklet.)
By: Legal Aid Services of Oregon
Read this in:
Spanish / Espaņol
Exempt Oregon Wages, Money, and Property A list of wages, funds, and property that are exempt from collection in Oregon and instructions on How to File a Challenge to Garnishment
By: Legal Aid Services of Oregon
Other Formats:
WPD File
Read this in:
Spanish / Espaņol
Filing a Challenge to Garnishment in Oregon
Information about exempt property and how to file a Challenge to Garnishment so creditors cannot take your exempt property. (An excerpt from the Unpaid Consumer Bills booklet.)
By: Legal Aid Services of Oregon
Read this in:
Spanish / Espaņol
Wage Garnishments
(Separate Website)
Information about what your employer must do if your wages are garnished.
By: Oregon Bureau of Labor & Industries (BOLI)
Liens on Property
(Separate Website)
General information about liens that can be placed against your property.
By: Oregon State Bar
Credit and Your Consumer Rights
(Separate Website)
Information on credit reports, debt collection, credit problems and your rights under federal laws.
By: Federal Trade Commission
Read this in:
Spanish / Espaņol
Debts & Bankruptcy Information
(Separate Website)
Information from the Oregon State Bar's Tel-Law Program on debts and bankruptcy topics including Debtors' Rights, Chapter 13 Bankruptcy, Equal Credit Opportunity, and Liens.
By: Oregon State Bar
Unpaid Consumer Bills A booklet that provides information about unpaid consumer bills in Oregon. Topics include: Collection Agencies, Repossessions, The Creditor Takes You to Court, Collection of Judgments, Garnishments, Considering Bankruptcy, and Filing a Challenge to Garnishment.
By: Legal Aid Services of Oregon
Other Formats:
WPD File
Read this in:
Spanish / Espaņol
SSA/SSI Debt Collection
Questions about debt and Social Security Checks.
By: Lane County Legal Aid and Advocacy Center
Other Formats:
PDF File
Word File
Read this in:
Spanish / Espaņol
Adobe Acrobat Reader required. (If you are using a screen reader that does not support PDF format, copy the PDF link, and use the Access Adobe online form to convert this file to HMTL text.)
Information Not Legal Advice.
This web site has been prepared for general information purposes only. The information on this web site is not legal advice and is not a substitute for the advice of an attorney. Also, the law may vary from state to state, and some information on this web site may not be correct for your state. The information contained in this web site is not guaranteed to be up to date. As a result, the information contained on this web site cannot replace the advice of competent legal counsel licensed in your state.
Links.
This web site contains links to other resources on the Internet to help you find other resources that may be of interest. We are not responsible for the accuracy of any information provided on these linked websites. By including these links, we do not intend to state or imply that we sponsor or are affiliated or associated with the persons or entities who created the web sites or that we are legally authorized to use any trade name, registered trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the links.
E-mail.
Viewing this web site, or sending an e-mail message to any legal services program or any attorney mentioned on this web site does NOT create an attorney-client relationship between you and the legal services program or the attorney. Unless you are already a client of the attorney, your e-mail may NOT be protected by the attorney-client privilege. Also, in some situations, e-mail can be intercepted by persons other than the recipient. Deadlines are extremely important in most legal matters and you may lose important legal rights if you do not hire an attorney immediately to advise you. Many people do not check their e-mail daily, and most attorneys do not respond to unsolicited e-mail from non-clients. If you have a legal problem, you should not rely on email to try to find an attorney to assist you.
Lawyer Advertising.
In some states this web site may be considered lawyer advertising. Any listing of an attorney on this website is not a recommendation of the attorney. Before hiring any attorney, you should investigate the attorney's reputation and qualifications.
Disclaimer of Warranty and Limitation of Liability.
Legal Aid Services of Oregon makes no warranty, express or implied, with respect to the use of the links provided; and makes no representation, warranty or claim that the information available on this web site is current or accurate. Neither Legal Aid Services of Oregon, nor any person or organization that participates in the creation or maintenance of this web site shall be liable for any damages arising from any use of this web site or for any claim made against a person using this web site.
Word File
