"Charity Care" - Financial Assistance for Hospital Bills
Charity Care is financial assistance for medical services. If you cannot afford to pay your hospital bill, you may be eligible to have part or all of the bill forgiven as Charity Care.
By: Oregon Law Center
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Credit and Your Consumer Rights
(Separate Website)
Information on credit reports, debt collection, credit problems and your rights under federal laws.
By: Federal Trade Commission
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Debts & Bankruptcy Information
(Separate Website)
Information from the Oregon State Bar's Tel-Law Program on debts and bankruptcy topics including Debtors' Rights, Chapter 13 Bankruptcy, Equal Credit Opportunity, and Liens.
By: Oregon State Bar
If a Creditor Takes You to Court for Unpaid Bills
An excerpt from the Unpaid Consumer Bills booklet.
By: Legal Aid Services of Oregon
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Unpaid Consumer Bills A booklet that provides information about unpaid consumer bills in Oregon. Topics include: Collection Agencies, Repossessions, The Creditor Takes You to Court, Collection of Judgments, Garnishments, Considering Bankruptcy, and Filing a Challenge to Garnishment.
By: Legal Aid Services of Oregon
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When You Have Unpaid Consumer Bills
Information about things you can do if you can't pay personal or family debts. (An excerpt from the Unpaid Consumer Bills booklet.)
By: Legal Aid Services of Oregon
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Are You Afraid Creditors Will Garnish Your Bank Account? Information about income sources that you may be able to protect from garnishment by creditors and what to do about it.
By: Oregon Law Center
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Collection Agencies
Information about what collection agencies can and can't do when collecting a bill. (An excerpt from the Unpaid Consumer Bills booklet.)
By: Legal Aid Services of Oregon
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Exempt Oregon Wages, Money, and Property A list of wages, funds, and property that are exempt from collection in Oregon and instructions on How to File a Challenge to Garnishment
By: Legal Aid Services of Oregon
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Fair Debt Collection
(Separate Website)
Information about federal debt collection laws.
By: Federal Trade Commission
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Filing a Challenge to Garnishment in Oregon
Information about exempt property and how to file a Challenge to Garnishment so creditors cannot take your exempt property. (An excerpt from the Unpaid Consumer Bills booklet.)
By: Legal Aid Services of Oregon
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How to Protect Your Assets from Creditors in Oregon If you owe money to a creditor, who is trying to collect the debt by taking your property or money, some of your assets are protected by law.
By: Oregon Law Center
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How to Tell a Financial Institution that You Have Deposits Protected from Garnishment Information about funds not subject to garnishment and instructions for how to tell a financial institution that you have deposits that are protected from garnishment. Affidavit for notifying financial institutions about these funds is attached.
By: Oregon Law Center
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SSA/SSI Debt Collection
Questions about debt and Social Security Checks.
By: Lane County Legal Aid and Advocacy Center
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Wage Garnishments
(Separate Website)
Information about what your employer must do if your wages are garnished.
By: Oregon Bureau of Labor & Industries (BOLI)
Liens on Property
(Separate Website)
General information about liens that can be placed against your property.
By: Oregon State Bar
Repossession
Information about when a creditor can take your property for an unpaid bill. (An exceprt from the Unpaid Consumer Bill booklet.)
By: Legal Aid Services of Oregon
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