Debt Lawsuits and Judgments

Get step-by-step guidance on responding to a debt lawsuit, understand your options if you've been sued, and learn important deadlines for taking action.

Learn what happens when you're sued over a debt in circuit court in Oregon. Read about the legal papers you will receive, what happens after you receive them, and why you might have been sued but never told about it.

Learn why responding to a debt lawsuit is important, what information to include in your response, and what might happen if you don't respond by the deadline.

Follow these specific steps to properly write, file, and deliver your response to a debt lawsuit, including how to get the right forms and what to do if you can't afford filing fees.

In Oregon, most lawsuits involving $50,000 or less must go to arbitration, where a court-approved arbitrator decides the case. This article explains what to expect, how to prepare, and your options if you don't like the end result.

Understand what a court judgment means for your finances, how creditors can collect on judgments through garnishment, and the long-term impacts of debt judgments in Oregon.

Learn what a default judgment is, what happens if you don't respond to a debt lawsuit, and possible ways to challenge a judgment.

Learn what counts as a consumer debt and why it matters.